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Securing Your Future with Life Cycle Planning
The need for regular saving and investing spans many life stages. Through the years, your goals will change and your strategies will shift, but don’t be alarmed. You’re just progressing through the normal stages of life,...
Read MoreWomen and Asset Protection - How Insurance Can Help
The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased.A complete statement of coverage, including exclusions, exceptions, and limitations, is found only in the...
Read More12 Estate Planning Must-Dos
Many of you already have estate documents, probably executed many years ago. You need an estate attorney to look over your documents every 10 years or so. Here are a dozen points to review. Do you have a will and powers of attorney for...
Read More401(k) Rollover Options to Consider
When people are leaving their employer, one of the decisions they need to make is what to do with their 401(k). A retirement plan participant typically has four options (and may engage in a combination of these options), each choice...
Read MoreGet “In Sync” with Today’s Retirement Plans
Although small business owners wear many hats, too often, the one labeled “Retirement Planner” is not among them. Hats may add panache but, basically, they’re for protection. Today, preserving your financial future,...
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Teaching Your Child about Money
Ask your five-year old where money comes from, and the answer you'll probably get is "From a machine!" Even though children don't always understand where money really comes from, they realize at a young age that they can use it to buy...
Read MoreInvest in Your Financial Education During Financial Literacy Month
April brings more than possible rain showers. It also marks Financial Literacy Month in the U.S. Whether you’re interested in a quick refresher or seeking to learn something new, it may be worth the effort to brush up on some...
Read MoreMarket Volatility and the Importance of Staying the Course at Different Ages
When you invest in the stock market, you want to see growth, but unfortunately, in most cases, investments do not grow all the time. Inevitably, the market goes up and down, and to safeguard your potential for long-term growth, you...
Read MoreIn 2022 RMD Tables Are Changing, and That's Good News for You!
RMD Tables are changing to keep up with The SECURE Act of 2019. Under The SECURE Act, if you turned age 70 1/2 in 2019, you would've been required to take your first RMD by April 1, 2020. If you turned age 70 1/2 in 2020 or later, you...
Read MoreGetting Married in 2022 Means New Roth Rules
Know the rules so you don’t get hit with an excess contribution penalty. So you’re getting married in 2022? Congratulations. And when you add up all your income (yours and your spouse’s), you’ll earn more than...
Read MoreManaging Inflation's Impact on Your Budget
In the last quarter of 2021, inflation increased at its highest rate since 1990.1 From gas prices to grocery costs to utility bills; many consumers are experiencing a serious case of sticker shock. Here are some steps you may take to...
Read MoreTax Prep Checklist: Everything You Need to Be Ready for Tax Season
Regardless of whether you prepare your taxes yourself or use a professional's services, it's a good idea to gather the information and documentation you need well in advance of your actual tax filing date. Below, we've listed some key...
Read MoreRetirement Contribution Limit Changes for 2022
With inflation on the rise, the IRS increased the 2022 contribution limits for some retirement accounts. Although a 2021 Congressional report found that only about 8.5% of defined benefit plan participants and 4.7% of individual...
Read More2022 Outlook: Passing the Baton
Our resurgent economy grew at over a 6% pace in the first half of the year and is on track for over 5% growth for the year when 2021 draws to a close. The current economic recovery, which started in May 2020, has benefited from...
Read More4 Year-End Tax Planning Tips for Small-Business Owners
The past two years presented many small-business owners with unprecedented challenges. This year’s tax planning preparations include necessary measures for small-business owners to satisfy existing, new and modified tax laws that...
Read MoreWhat Veterans Should Know About Retirement Planning
Veterans' retirement benefits are among some of the most generous out there, in large part due to the risks and sacrifices that come from military service. But navigating this array of benefits may seem complicated. What should...
Read MoreYour 2021 Year-End Planning Checklist
It may be easy to forget we're nearing the end of the year. Even during the busy end of year rush, it's a good time to reevaluate your 2021 finances and turn an eye toward 2022. What can you do now to potentially improve and streamline...
Read MoreRefinancing Your Home Mortgage
When interest rates decline, many homeowners refinance their home mortgages. But it’s not a one-size-fits-all proposition. We examine the pros and cons of refinancing. There is perhaps nothing more appealing for a homeowner than...
Read MorePotential Pitfalls of Increased Longevity
According to recent research from the University of Washington, it might be possible for humans to experience a lifespan of 125 to 130 years by the end of the 21st century.1 While this is great news for those who hope to see five or...
Read MoreWhat’s Next for the Real Estate Market and How Will It Impact Buyers?
We’ve all heard the outrageous stories of tumbledown houses selling for record-high prices, dozens of multiple offers within hours of a new listing hitting the MLS, and bonuses and incentives to sweeten the pot from...
Read MoreHow Long Before the Fed Changes Its Course?
Quantitative easing and short-term rates near zero could be ending soon. Federal Reserve Chair Jerome Powell seems to have capitulated on plans to taper the Fed’s stimulus program as of mid-July, causing the bond market to rally...
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